BILL (previously Bill.com) Security Assessment

Name: BILL (previously Bill.com)
Rating: 30 (15 reviews)

Other Business Software

BILL is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers.

Data: 4/8(50%)

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BILL (previously Bill.com)

SaaS Posture Assessment

9-Dimension Security Framework

Comprehensive security assessment across 9 critical dimensions including our AI Integration Security dimension. Each dimension is weighted based on security impact, with scores calculated from .

Overall Score

Weighted average across all dimensions

Security Grade

Below Avg

48% confidence

Identity & Access Management

Score:0

Weight:33%

Grade:F (Critical)

API Security

Score:0

Weight:14%

Grade:D (Below Avg)

AI Integration Security

NEW

N/A

Score:0

Weight:12%

Grade:N/A

Infrastructure Security

Score:0

Weight:14%

Grade:D (Below Avg)

Data Protection

Score:0

Weight:10%

Grade:F (Critical)

Vulnerability Management

A+

Score:0

Weight:3%

Grade:A+ (Top 5%)

Breach History

A+

Score:0

Weight:1%

Grade:A+ (Top 5%)

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AI Integration Security Assessment (9th Dimension)

Assess whether SaaS applications are safe for AI agent integration using Anthropic's Model Context Protocol (MCP) standards. Identify Shadow AI risks before they become breaches and make safer AI tool decisions than your competitors.

Last updated: January 17, 2026 at 07:43 PM

Assessment Transparency

See exactly what data backs this security assessment

Data Coverage

4/8 security categories assessed

50%

complete

Identity & Access

Available

Compliance

Missing

API Security

Available

Infrastructure

Available

Data Protection

Missing

Vulnerability Mgmt

Available

Incident Response

Missing

Breach History

Missing

Score based on 4 of 8 categories. Missing categories could not be assessed due to lack of public data or vendor restrictions.

Evaluation Friction

UNKNOWN

Estimated: Unknown

0% public documentation accessibility

Evaluation friction estimates how long it typically takes to fully evaluate this vendor's security practices, from initial contact to complete assessment.

21 data sources successful

Transparency indicators show data completeness and vendor accessibility

Comprehensive Security Analysis

In-depth assessment with detailed recommendations

Security Analysis

Executive Summary

Metric	Value	Assessment
Security Grade	D	Needs Improvement
Risk Level	High	Not recommended
Enterprise Readiness	42%	Gaps Exist
Critical Gaps	0	None

Security Assessment

Category	Score	Status	Action Required
🟢 Breach History	100/100	excellent	Maintain current controls
🟡 Vulnerability Management	85/100	good	Maintain current controls
🟠 API Security	30/100	needs_improvement	Add rate limiting and authentication
🟠 Infrastructure Security	30/100	needs_improvement	Review and enhance controls
🟠 Identity & Access Management	25/100	needs_improvement	URGENT: Implement compensating controls immediately
🟠 Data Protection	20/100	needs_improvement	Implement encryption at rest, TLS/HTTPS, and 1 more

Overall Grade: D (30/100)

Critical Security Gaps

Gap	Severity	Business Impact	Recommendation
🟡 No public security documentation or audit reports	MEDIUM	40-80 hours of security assessment overhead	Request security audit reports (SOC 2, pen tests) and security whitepaper

Total Gaps Identified: 1 | Critical/High Priority: 0

Compliance Status

Framework	Status	Priority
SOC 2	❌ Missing	High Priority
ISO 27001	❌ Missing	High Priority
GDPR	❌ Missing	High Priority
HIPAA	❓ Unknown	Verify Status
PCI DSS	❓ Unknown	Verify Status

Warning: No compliance certifications verified. Extensive due diligence required.

Operational Excellence

Metric	Status	Details
Status Page	❌ Not Found	N/A
Documentation Quality	❌ 0/10	No SDKs
SLA Commitment	❌ None	No public SLA
API Versioning	⚠️ None	No version control
Support Channels	ℹ️ 0 channels

Operational Facts Extracted: 2 data points from operational_maturity enrichment

Integration Requirements

Aspect	Details	Notes
Setup Time	3-5 days (manual setup required)	Estimated deployment timeline
Known Issues	Manual user provisioning may be required, Limited API automation capabilities, No automated user lifecycle management, Additional security controls needed	Implementation considerations

⚠️ Inherent Risk Consideration

Data Sensitivity: This application stores sensitive data:

Risk Level: LOW - Contains

Compliance & Certifications

Active

Pending

Not Certified

API Intelligence

Transparency indicators showing API availability and access requirements for BILL (previously Bill.com).

API Intelligence

Incomplete

API intelligence structure found but no operations extracted. May require manual review.

Incomplete API Intelligence

Our automated extraction found API documentation but couldn't extract specific operations. This may require manual review or vendor assistance.

View Vendor Documentation

AI-Powered Stakeholder Decision Analysis

LLM-generated security perspectives tailored to CISO, CFO, CTO, and Legal stakeholder needs. All analysis is grounded in verified API data with zero fabrication.

Security Posture & Operational Capabilities

Comprehensive assessment of BILL (previously Bill.com)'s security posture, operational maturity, authentication capabilities, security automation APIs, and breach intelligence.

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Operational Data Not Yet Assessed

We haven't collected operational maturity data for BILL (previously Bill.com) yet.

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Security Automation APIs

Programmatic user management, data operations, and security controls

Frequently Asked Questions

Common questions about BILL (previously Bill.com)

Bill.com's pricing to send and receive payments in their platform.

Source: Search insights from Google, Bing

A bill payment platform is cloud software that lets businesses present, collect and reconcile customer payments—recurring or one-time—through any channel your customers prefer, including web, mobile,

Source: Search insights from Google, Bing

Yes. AR and AP solutions that offer digital payments—such as ACH transfers, EFTs, and credit card transactions—provide more security than paper checks. Checks are easy to steal, forge, or lose. Every

Source: Search insights from Google, Bing

Bill.com offers an API that allows developers to integrate billing, invoicing, and payment management functionalities into their applications. The API supports various operations such as creating and

Source: Search insights from Google, Bing

Compare with Alternatives

How does BILL (previously Bill.com) stack up against similar applications in Other Business Software? Click column headers to sort by different criteria.

Application	Overall ScoreScore↓	Grade	AI Security 🤖AI 🤖⇅	Pricing	Action
Addigy	48/100🏆	C+	N/A	Contact Sales	View ProfileView
3Play Media	47/100	C+	N/A	Contact Sales	View ProfileView
JGraph	41/100	C	N/A	Contact Sales	View ProfileView
Absolute	38/100	D+	N/A	Contact Sales	View ProfileView
BILL (previously Bill.com)Current	30/100	D	N/A	Contact Sales
AffiniPay	27/100	F	N/A	Contact Sales	View ProfileView
accessiBe	25/100	F	N/A	Contact Sales	View ProfileView

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Security Comparison Insight

13 alternative(s) have higher overall security scores. Review the comparison to understand security tradeoffs for your specific requirements.

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